Hiring anyone to work your property carries some risk — a worker could get hurt on a seawall or roof, or the work could damage something. Insurance is what stands between you and a liability problem if that happens. An uninsured operator working your seawall is a gamble you don't want to take to save a few dollars.
Licensing matters for a different reason: Florida requires green iguanas to be handled humanely under FWC guidelines, and doing wildlife work properly means knowing and following those rules. A licensed, insured company is telling you it operates inside the law and stands behind its work. That's why it's the first box to check before you even discuss price.
What insurance actually protects
Think about where iguana work happens: on seawalls at the water's edge, up on roofs, over pool decks. Those are the places people slip, fall, and damage property. If an uninsured worker is injured on your seawall, or a ladder goes through your pool cage, you can end up exposed to a claim you never signed up for. Insurance moves that risk off you and onto the company where it belongs. Saving a few dollars on an uninsured operator is a bad trade against that.
What licensing reflects
Licensing isn't just a piece of paper — it reflects that the company knows and follows Florida's rules for handling green iguanas humanely under FWC guidelines. Wildlife work done wrong isn't only unkind, it can be illegal. A licensed operator is working inside those rules rather than improvising around them, and that's part of what you're buying when you hire a professional over a guy with a truck.
- Insurance covers injury and property damage on your seawall, roof, or pool cage
- Licensing reflects humane, FWC-compliant handling
- Both should be confirmed before you even discuss price
- An uninsured operator leaves the liability on you
Common questions
What could actually go wrong if they're not insured?
If a worker is injured on your property or the work damages your seawall, dock, or structure, an uninsured operator can leave you exposed. Insurance moves that risk off you.
Does licensing affect how the iguanas are handled?
It reflects it. Florida requires humane, FWC-compliant handling, and a licensed company is operating inside those rules rather than around them.
How do I confirm a company is licensed and insured?
Just ask them to state it plainly and, if you want, to show proof. A legitimate operator will do so without hesitation — hedging or excuses are your answer.
